---
description: ¿Qué piensan los usuarios de Stripe? Lee las reseñas y opiniones verificadas, descubre sus características y el nivel de usabilidad, consulta los precios y conoce las ventajas y desventajas de Stripe gracias a Capterra Chile.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Stripe - Opiniones, precios y características - Capterra Chile 2026
---

Breadcrumb: [Inicio](/) > [Procesadores de pago](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

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> Stripe le facilita a tu empresa comenzar a recolectar tarjetas de crédito en línea de inmediato. No es necesaria una cuenta de comerciante o puerta de enlace.
> 
> Veredicto: 3309 usuarios lo han valorado con **4.6/5**. De los mejores valorados en **Probabilidad de recomendación**.

-----

## Vista rápida

### ¿Quién usa Stripe?

Cualquier empresa que quiera aceptar pagos en línea.

## Estadísticas y valoraciones rápidas

| Métrica | Calificación | Detalles |
| **En general** | **4.6/5** | 3309 Opiniones |
| Facilidad de uso | 4.5/5 | Basado en las opiniones generales |
| Asistencia al cliente | 4.2/5 | Basado en las opiniones generales |
| Relación calidad-precio | 4.4/5 | Basado en las opiniones generales |
| Funciones | 4.5/5 | Basado en las opiniones generales |
| Porcentaje de recomendaciones | 80% | (8/10 Probabilidad de recomendación) |

## Sobre el proveedor

- **Empresa**: Stripe
- **Ubicación**: San Francisco, EE. UU.
- **Constitución**: 2009

## Contexto comercial

- **Público objetivo**: Trabajador autónomo, 2-10, 11-50, 51-200, 201-500, 501-1.000, 1.001-5.000, 5.001-10.000, 10.000+
- **Despliegue y plataformas**: Cloud, SaaS, Web, Android (móvil), iPhone (móvil), iPad (móvil)
- **Idiomas admitidos**: alemán, búlgaro, checo, chino, danés, eslovaco, esloveno, español, estonio, finés, griego, húngaro, inglés, italiano, japonés, letón, lituano, malayo, neerlandés, noruego, polaco, portugués, rumano, ruso, sueco, turco
- **Países disponibles**: Alemania, Australia, Austria, Brasil, Bulgaria, Bélgica, Canadá, Chequia, Chipre, Dinamarca, Emiratos Árabes Unidos, Eslovaquia, Eslovenia, España, Estados Unidos, Estonia, Finlandia, Francia, Grecia, Hungría y 21 más

## Funciones

- API
- Acceso móvil
- Conformidad con la PCI
- Creación de informes y estadísticas
- Creación de informes/análisis
- Facturación
- Facturación recurrente y suscripciones
- Gestión de recibos
- Gestión de transacciones
- Pagos electrónicos
- Pagos en persona
- Pagos móviles
- Prevención de fraudes en los pagos
- Procesamiento de pagos ACH
- Procesamiento de tarjetas de crédito
- Procesamiento de tarjetas de débito/crédito
- Punto de venta (POS)
- Seguridad de datos
- Supervisión de transacciones
- Third-Party Integrations
- Varias divisas
- Varias opciones de pago

## Integraciones (en total: 109)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

… y 94 integraciones más

## Opciones de asistencia

- E-mail/Help Desk
- Preguntas frecuentes/foro
- Base de conocimientos
- Asistencia 24/7
- Chat

## Categoría

- [Procesadores de pago](https://www.capterra.cl/directory/30232/payment-processing/software)

## Categorías relacionadas

- [Procesadores de pago](https://www.capterra.cl/directory/30232/payment-processing/software)
- [Software de carteras de criptomonedas](https://www.capterra.cl/directory/33075/cryptocurrency-wallets/software)
- [Software de cambio de divisas](https://www.capterra.cl/directory/10053/currency-exchange/software)
- [Software para el cambio de criptomonedas](https://www.capterra.cl/directory/33575/cryptocurrency-exchange/software)
- [Sistemas de pago por móvil](https://www.capterra.cl/directory/31089/mobile-credit-card-processing/software)

## Alternativas

1. [NetSuite](https://www.capterra.cl/software/135757/netsuite) — 4.2/5 (2003 reviews)
2. [PayPal](https://www.capterra.cl/software/179251/paypal) — 4.6/5 (26301 reviews)
3. [Venmo](https://www.capterra.cl/software/182159/venmo-) — 4.7/5 (9271 reviews)
4. [Square Payments](https://www.capterra.cl/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.cl/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Opiniones

### "Feature-rich payment processing platform" — 5.0/5

> **Jack** | *13 de febrero de 2026* | Seguros | Valoración de la recomendación: 10.0/10
> 
> **Puntos a favor**: Simplicity in its design, rich in features for managing payment processing, invoicing and more. Low transaction fees means convenience for my business without being penalised for it. Stripes API allows really easy integration into any service or product.
> 
> **Puntos en contra**: Stripe generally is a great platform, however, initial business verification can hold you back, its a fairly complex process that I think could be streamlined more.
> 
> Stripe is a feature-rich payment processing platform. I found it incredibly easy to work with from an API level, providing exactly the right level of integration that I needed for my projects. The dashboard and suite of tools are so simple to use, and easy to follow. Stripe can also handle multiple currencies with ease, incredibly useful.

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### "Great for collecting payments, quickly and easily." — 4.0/5

> **Emma** | *6 de febrero de 2026* | Gestión de organizaciones sin ánimo de lucro | Valoración de la recomendación: 9.0/10
> 
> **Puntos a favor**: I use Stripe to collect payments from various sources. We use Stripe because it is a widely trusted global payment collection software. We can use it for online payments and also in-person on a card machine which is helpful for in-person events. There are transaction fees applied however, there is no monthly charge. Stripe is easy to use with a dashboard showing your key figures. It is easy to navigate and find payment information, and reports which we use to verify income with our auditors. It offers a dispute section where you can easily return or refund payments should the need arrive. It creates a customer data base, storing information securely, and analyse is available. A test-mode function can also be used.
> 
> **Puntos en contra**: The transaction fee is quite high, and we were not able to negotiate a discount, however it was still deemed the best value for money for what we needed at the time, and we have no plans to move away from Stripe. We have experienced no bugs or issues with the transaction volumes we have.
> 
> My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals. I am able to easily obtain payment information from my login and manage other users so they can gather required data.

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### "Stripe has awful customer service...be warned\!" — 1.0/5

> **Jacob** | *4 de marzo de 2026* | Envases y contenedores | Valoración de la recomendación: 0.0/10
> 
> **Puntos a favor**: Nothing honestly, they are hard to reach and zero customer support. They take out reserves at will and keep your money. I am not sure how they still operate as a legitimate business. This is coming from a client that has been with them for 14 yrs.
> 
> **Puntos en contra**: No customer support, no contact info, not helpful, reserves with our money, I can go on, but it won't allow me to type everything. I am sad that we have been with them for this long with their lack of customer service. They should be out of business\!\!\!
> 
> Awful, they are difficult to reach and have no customer service. They take out 40% of our funds which is causing our small business to go out of business. Stay away from their services\!

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### "Stripe is the best solution if you are starting out with online payments." — 4.0/5

> **Francesco** | *2 de enero de 2026* | Arte y artesanía | Valoración de la recomendación: 9.0/10
> 
> **Puntos a favor**: Stripe has by far the easiest setup to start getting payments online. Way easier than PayPal and with less restriction. Overall is the best solution if you are starting out on getting payed online.
> 
> **Puntos en contra**: Fees are high though. 50 cents for every 15 bucks. But this is a common problem. PayPal Fees are even higher. Stripe also is not a merchant of records.
> 
> My overall experience with stripe is very good. I'm still looking for cheaper solutions out there but I can say that it's solid and easy to manage.

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### "Reliable and Flexible Payment Processing with Stripe" — 5.0/5

> **Usuario verificado** | *17 de marzo de 2026* | Hostelería | Valoración de la recomendación: 10.0/10
> 
> **Puntos a favor**: Stripe provides a reliable and flexible platform for processing credit card and card payments. The system offers good value for the service provided and integrates easily with websites and online ordering platforms. The dashboard is easy to navigate, making it simple to track payments, review reports, and manage payouts. Stripe also allows for customization and integrations that make it adaptable to different business needs. Overall, it provides a smooth payment experience for both the business and the customer.
> 
> **Puntos en contra**: There are not many major downsides to the platform. Some reporting tools and advanced settings can take a little time to learn when first using the system, but once you become familiar with the dashboard it becomes much easier to navigate.
> 
> Overall, Stripe has been a dependable payment processing system for our business. It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions. The platform is generally easy to use, runs smoothly with minimal bugs or issues, and gives businesses the flexibility to customize integrations as needed. It has been a strong solution for managing online and card payments.

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## Enlaces

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