--- description: ¿Qué piensan los usuarios de BILL Spend & Expense? Lee las reseñas y opiniones verificadas, descubre sus características y el nivel de usabilidad, consulta los precios y conoce las ventajas y desventajas de BILL Spend & Expense gracias a Capterra Chile. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: BILL Spend & Expense - Opiniones, precios y características - Capterra Chile 2026 --- Breadcrumb: [Inicio](/) > [Software para control de gastos](/directory/30559/expense-report/software) > [BILL Spend & Expense](/software/166905/divvy) # BILL Spend & Expense Canonical: https://www.capterra.cl/software/166905/divvy Página: 1 de 19\ Siguiente: [Página siguiente](https://www.capterra.cl/software/166905/divvy?page=2) > Divvy es la solución de administración de gastos de más rápido crecimiento del mundo. Todo el servicio es 100 % GRATIS. > > Veredicto: 436 usuarios lo han valorado con **4.7/5**. De los mejores valorados en **Probabilidad de recomendación**. ----- ## Vista rápida ### ¿Quién usa BILL Spend & Expense? Cualquier empresa que tenga dificultades para asentar los gastos en su sistema contable a tiempo. En horas, no en semanas. ## Estadísticas y valoraciones rápidas | Métrica | Calificación | Detalles | | **En general** | **4.7/5** | 436 Opiniones | | Facilidad de uso | 4.6/5 | Basado en las opiniones generales | | Asistencia al cliente | 4.6/5 | Basado en las opiniones generales | | Relación calidad-precio | 4.7/5 | Basado en las opiniones generales | | Funciones | 4.5/5 | Basado en las opiniones generales | | Porcentaje de recomendaciones | 90% | (9/10 Probabilidad de recomendación) | ## Sobre el proveedor - **Empresa**: BILL - **Ubicación**: Palo Alto, CA 94303, EE. UU. - **Constitución**: 2006 ## Contexto comercial - **Precio inicial**: US$0,00 - **Modelo de precios**: (versión gratuita disponible) (Prueba gratis) - **Público objetivo**: Trabajador autónomo, 2-10, 11-50, 51-200, 201-500, 501-1.000, 1.001-5.000, 5.001-10.000, 10.000+ - **Despliegue y plataformas**: Cloud, SaaS, Web, Mac (desktop), Windows (desktop), Android (móvil), iPhone (móvil), iPad (móvil) - **Idiomas admitidos**: inglés - **Países disponibles**: Estados Unidos ## Funciones - Análisis de gastos - Análisis financiero - Aplicación móvil - Balance contable y cuadro de resultados - Base de datos de contactos - Carga de recibos móviles - Categorización/Agrupación - Consolidación/Roll-Up - Control de gastos - Control de procesos de aprobación - Creación de informes y estadísticas - Creación de informes/análisis - Declaración de ganancias/pérdidas - Flujo de trabajo de aprobación - Gestión de clientes - Gestión de documentos - Gestión de flujos de trabajo - Gestión de la conformidad - Gestión de políticas - Gestión de recibos - Gestión de reembolsos - Gestión de reservas - Gestión de restricciones - Gestión de tareas - Gestión de tesorería - Importación y exportación de datos - Libro general - Pagos móviles - Panel de comunicaciones - Presupuestos/previsiones - Procesamiento de pagos - Recordatorios - Registro de auditoría - Reserva en línea - Seguimiento de gastos - Seguimiento del proyecto - Seguimiento horas/gastos - Tarjeta corporativa - Third-Party Integrations - Varias divisas ## Integraciones (en total: 11) - Dynamics 365 Business Central - Gmail - HRIS - Lyft Business - NetSuite - QuickBooks Enterprise - QuickBooks Online - QuickBooks Online Advanced - Sage Intacct - Slack - Xero ## Opciones de asistencia - E-mail/Help Desk - Preguntas frecuentes/foro - Base de conocimientos - Asistencia telefónica - Asistencia 24/7 - Chat ## Categoría - [Software para control de gastos](https://www.capterra.cl/directory/30559/expense-report/software) ## Categorías relacionadas - [Software para control de gastos](https://www.capterra.cl/directory/30559/expense-report/software) - [Programas de facturación](https://www.capterra.cl/directory/30015/billing-and-invoicing/software) - [Software de viajes](https://www.capterra.cl/directory/31057/travel-management/software) - [Software de informes financieros](https://www.capterra.cl/directory/30050/financial-reporting/software) - [Herramientas para controlar tiempo y gastos](https://www.capterra.cl/directory/30080/time-and-expense/software) ## Alternativas 1. [SAP Concur](https://www.capterra.cl/software/380/concur-expense) — 4.3/5 (2247 reviews) 2. [Wallester](https://www.capterra.cl/software/1036173/wallester) — 4.9/5 (129 reviews) 3. [Payhawk](https://www.capterra.cl/software/200192/payhawk) — 4.6/5 (187 reviews) 4. [Expensify](https://www.capterra.cl/software/97594/expensify) — 4.5/5 (1328 reviews) 5. [Sage Intacct](https://www.capterra.cl/software/76/intacct) — 4.3/5 (684 reviews) ## Opiniones ### "I appreciate how simple it is to keep track of invoices and receipts" — 4.0/5 > **Maddie** | *10 de mayo de 2022* | Tecnología y servicios de la información | Valoración de la recomendación: 9.0/10 > > **Puntos a favor**: Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee may now input their receipts, it has saved our accounting department many hours of labor each month. Divvy is a fantastic service. It's simple to pick up. I was worried I'd be disoriented, but a quick scan of the area turns up everything I need. > > **Puntos en contra**: ACH transactions are taking too long to process. We'd want to be able to send PayPal monies straight to Divvy for payments. It is not possible to map QBO tags for transactional line items at this time. Improvements are constantly needed, just as with any other piece of software. Divvy is always striving to improve the procedure. > > Divvy is a unique tool that provides an all-in-one solution for your needs. In addition to issuing the card, they also handle all of the associated expenses. All of our expenses are now coded in Accounting so that our field workers can simply submit receipts and a business reason and move on. ----- ### "Use bill for your employees" — 5.0/5 > **Leah** | *3 de julio de 2025* | Tecnología y servicios de la información | Valoración de la recomendación: 10.0/10 > > **Puntos a favor**: It was a quick and easy process to start up. My job can load money and I can use the card the same day. > > **Puntos en contra**: I do not have anything bad or negative to say about the setup or use of the app and or card. Nothing I liked least. > > Overall it is an easy and quick way for my company to send money to me to complete my work. I would recommend for other companies to use bill. ----- ### "Hidden Traps and Zero Warning A Financial Disaster for Small Businesses" — 1.0/5 > **Mark** | *16 de mayo de 2025* | Seguridad e investigaciones | Valoración de la recomendación: 0.0/10 > > **Puntos a favor**: Honestly, very little. Initially, the idea of having a line of credit with built-in expense tracking seemed promising. But any potential benefits were completely overshadowed by poor communication, lack of transparency, and practices that put small businesses at serious financial risk. > > **Puntos en contra**: Their billing cycle is confusing and poorly communicated. I borrowed $13,000 to cover payroll, and just days later, they pulled the entire amount back from my business account without warning, sending my balance deep into the negative. There was no notice, no option to schedule repayment, and no transparency. This kind of unpredictable behavior is dangerous for any small business relying on stable cash flow. It felt predatory and completely negligent. > > My experience with BILL Spend \& Expense was disastrous. I was approved for a $24,000 line of credit and drew $13,000 to cover payroll, only to have the entire amount yanked from my bank account within days without any clear billing schedule or warning. This left my account severely overdrawn and put my business at serious financial risk. Their lack of communication, transparency, and consideration for how small businesses operate is unacceptable. I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices. ----- ### "BSE is up to great things\!" — 4.0/5 > **Krystal** | *21 de noviembre de 2023* | Contabilidad | Valoración de la recomendación: 10.0/10 > > **Puntos a favor**: I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into QuickBooks. > > **Puntos en contra**: The least robust features are reimbursements and account mappings. It is frustrating to take many steps to unmap and map custom fields. Make it in the same place at least. > > I think BSE is a great efficiency tool. Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity. ----- ### "Divvy is the BEST" — 5.0/5 > **Kelsi** | *25 de febrero de 2022* | Veterinaria | Valoración de la recomendación: 10.0/10 > > **Puntos a favor**: Divvy is a very innovative product that allows for you to have an all in one product. They not only issue the card, but they provide the expense management. With their help, we have been able to bring all expense coding inside Accounting to allow for our teammates in the field to just submit a receipt and a business purpose and move on. > > **Puntos en contra**: The reimbursement and reporting side could use some work. Divvy does not charge for reimbursements and does not make money for that part of the product, so I understand that it is not their priority, however to make a better product they would puts some resources there. > > Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us as a partner, not a client. They were willing to work with us on all of our many asks. ----- Página: 1 de 19\ Siguiente: [Página siguiente](https://www.capterra.cl/software/166905/divvy?page=2) ## Enlaces - [Ver en Capterra](https://www.capterra.cl/software/166905/divvy) ## Esta página se encuentra disponible en los siguientes idiomas | Local | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Datos estructurados